Why We Built KlearFX

Most companies don’t struggle to grow internationally. 

They struggle to operate internationally

Paying a supplier in another country still means: 

  • Logging into a bank portal
  • Calling an FX broker
  • Guessing how exchange rates will impact your margin
  • Hoping it gets there on time

And most importantly – those payments are disconnected from the rest of your business. No ties to your orders, invoices or cash. 

The problem isn’t payments, it’s fragmentation. 

Global payments haven’t kept up with how businesses actually operate. You might have one system for orders, another for invoices and payments and another for FX. Each step introduces delays, errors and blind spots. Especially when it comes to understanding what a payment will actually cost and how it impacts your margin. 

KlearFX changes where payments live. 

KlearFX brings global payments and foreign exchange directly into Klear. So instead of managing payments outside your workflows, they happen inside them. Inside and across your payables, operating account and working capital system. 

Key Features of KlearFX

Know before you send – and after you receive

See FX cost, timing, and impact before committing to a payment—and stay in control after funds move.

Get near real-time FX quotes with full transparency—so you know exactly what you’ll pay, what your supplier will receive, and how it impacts your business.

Receive funds in original currency, track conversions, and decide when to convert—on your terms.

Operate globally, without fragmentation

Pay suppliers in 130+ currencies using reliable global and local payment rails—without relying on bank portals or FX brokers.

Send payments in local currency, reduce wire costs, and move money faster using infrastructure built for global businesses.

Hold, move and use multiple currencies – all in one place

Buy, hold, and transact in multiple currencies from a single account structure.

With KlearFX you can: hold foreign currency balances, pay suppliers directly from those balances and most importantly, receive funds in original currency and convert when needed. 

Keep cross-border payments tied to your business 

Initiate and manage payments directly from the orders and invoices uploaded to Klear. 

Receive invoice financing proceeds and pay invoices in non-USD currencies, view balances across currencies and keep AR, AP and FX activity connected to the same operating account and ledger.

Move faster with confidence

Track every payment from initiation to delivery with full visibility.

Get detailed confirmations for your team, clear updates for suppliers, and exportable transaction histories for reconciliation and audit.

Built-in bank account verification reduces errors, failed transfers, and misdirected payments.

Built for Global Supply Chains

KlearFX helps businesses move from uncertainty to control. Instead of asking:

“I hope this wire goes through — and doesn’t kill my margin.”

Klear users can now say:

“I can see the cost, timing, and FX impact of paying this supplier — inside the same system that manages my orders and working capital.”

That visibility is critical for businesses that depend on international suppliers and buyers.

A Step Toward Capital Intelligence

KlearFX is more than a payment tool. It’s part of Klear’s mission to bring working capital management into the 21st century.

Today, high-growth companies rarely fail because they lack demand — they fail when their capital plans break under pressure. Orders arrive before cash. Suppliers must be paid before customers pay. Critical decisions get made with incomplete information.

Most companies manage this across spreadsheets, emails, and disconnected systems.

Klear was built to unify orders, invoices, receivables, payables and cash. KlearFX extends this system by bringing foreign exchange and cross-border payments directly into the platform. 

From cash to inventory to receivables and back again, businesses can see where capital is forming, anticipate liquidity pressure, and act before problems arise.

Together, these capabilities power what we call Capital Intelligence.

Get Started with KlearFX

If your business works with international suppliers or customers, KlearFX gives you a simpler way to move money across borders – with control. 

→ Explore KlearFX

→ Or speak with our team to learn more dleahy@klearbusiness.com.

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